QQuestionBusiness Law
QuestionBusiness Law
Which of the following describes Permission to Contact (PTC) guidelines?
A. The agent must obtain PTC no later than the start of a marketing appointment and can only discuss the products agreed upon by the consumer.
B. Contact is limited to the methods (e.g., phone, email) and products (e.g., Medicare Advantage, Part D plans) indicated by the consumer at the time PTC is obtained.
C. PTC expires December 31 of each year regardless of when it was obtained.
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Answer
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Step 1I'll solve this problem step by step, focusing on the Permission to Contact (PTC) guidelines.
Step 2: Analyze the key components of Permission to Contact (PTC)
PTC is a critical compliance requirement in insurance marketing that defines how and when an agent can communicate with a potential client. The guidelines are designed to protect consumers from unwanted solicitation.
Final Answer
It comprehensively outlines the restrictions on communication methods and product discussions based on the consumer's initial consent.
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