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National Real Estate Exam Practice Test Part 4

Economics35 CardsCreated 3 months ago

This deck covers key concepts and questions from the National Real Estate Exam Practice Test Part 4, including topics such as contract law, property valuation, and real estate regulations.

What act is prohibited by the Sherman Antitrust Act?

price fixing
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Key Terms

Term
Definition
What act is prohibited by the Sherman Antitrust Act?
price fixing
When a tenancy at sufferance occurs, the tenant is referred to as a:
holdover tenant
Which is an example of a freehold estate?
a couple living in a house they own
Darleene is looking at an investment property. The annual net operating income (NOI) of the property is $310,000. If the capitalization rate for this class of property in this area is currently 9%, what is the total value of this property?
$3,444,444.44
Seller Brian tells his listing agent, Cynthia, that there are no foundation issues in his house. However, there is a huge crack running down the middle of the living room wall. Cynthia accepts Brian's claim and goes on to tell prospective buyers that the home's foundation is in fine condition. What did Cynthia engage in?
negligent misrepresentation
In terms of contract validity, what does mutual consent mean?
All parties to a contract agree to the terms of the contract.

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TermDefinition
What act is prohibited by the Sherman Antitrust Act?
price fixing
When a tenancy at sufferance occurs, the tenant is referred to as a:
holdover tenant
Which is an example of a freehold estate?
a couple living in a house they own
Darleene is looking at an investment property. The annual net operating income (NOI) of the property is $310,000. If the capitalization rate for this class of property in this area is currently 9%, what is the total value of this property?
$3,444,444.44
Seller Brian tells his listing agent, Cynthia, that there are no foundation issues in his house. However, there is a huge crack running down the middle of the living room wall. Cynthia accepts Brian's claim and goes on to tell prospective buyers that the home's foundation is in fine condition. What did Cynthia engage in?
negligent misrepresentation
In terms of contract validity, what does mutual consent mean?
All parties to a contract agree to the terms of the contract.
A new $350,000 home is being built in a neighborhood of mostly $200,000 homes. Although the home has many updates and is in better condition than the surrounding houses, its value is significantly less than the price. Which principle of appraisal can explain this?
principle of regression
Listing agreements are between a broker and a(n):
seller
Negligent misrepresentation violates the fiduciary duty of:
reasonable care
What is a report from a licensed appraiser that sums up a property's market value based on collected data called?
appraisal report
Which of these is a set of regulations pertaining to building design, materials, safety, sanitation, and structure?
building code
What gives a creditor the right to seize property as collateral for an unpaid debt?
lien
In a verbal agreement, Jesse said that he would sell his house to Giorgio for $200,000. Jesse later decided that he would like to keep his house instead. Giorgio can't enforce their verbal contract because it did not meet which of these requirements for validity?
statute of frauds
Personal property MUST be transferred via:
bill of sale
When there is a breach of contract, the non-breaching party can rescind the contract, forfeit the contract, or:
sue for compensatory damaged and/or specific performance
An executory contract is a contract that:
has not yet been fully performed
Your buyer client asks you if a property is located in a flood zone. What should you do?
Direct the buyer to obtain an up-to-date flood map from FEMA.
Which type of agreement transforms the customer into a client and the broker into a listing agent?
listing agreement
What type of listing provides a commission to the broker ONLY if their activities bring about a sale?
open
Under federal Fair Housing law, which of the following acts is illegal?
advertising property for sale only to childless couples
The rectangular survey system depends on what?
latitude and longitude
A buyer representation agreement establishes an agency relationship between a buyer and a:
broker
The owner of a landlocked parcel of land may gain access to their land through an:
easement by necessity
When an object that was once personal property becomes permanently attached to real estate, what happens?
It becomes a fixture.
With the exception of tax liens, how are liens generally prioritized?
Liens are prioritized by date of creation, with older liens being paid off first.
What MUST all listing agreements have?
a termination date
A homeowner sells her primary residential home and realizes a profit of $185,000. How much tax will this homeowner pay on the capital gains?
None. Homeowners are exempt from capital gains up to $250,000 per person every two years.
Flood damage is covered by:
flood insurance policies only
What civil rights law prohibits discrimination based on disability, and creates consistent and enforceable standards regarding discrimination based on disability?
Americans with Disabilities Act
What is the difference between an implied contract and an express contract?
In an express contract, the parties explicitly state the terms and conditions of the agreement, whereas in an implied contract, they do not.
What is the purpose of RESPA?
educate consumers about closing and settlement services
Molly and Jeff are currently in the process of paying off a loan. Each month they pay the same amount, which contributes to both the principal and interest. Which type of loan is this an example of?
amortized
When Shondra originally bought her house, she made a 30% down payment on the $600,000 purchase. Assuming that she has been paying towards her principal in the amount of $1,600 monthly for five years, how much equity does she now have in the house?
$276,000
What part of a mortgage contract allows lenders the ability to call the whole loan amount if the borrower is in default?
acceleration clause
A contract can still be valid even if it lacks:
earnest money