NC Medicare/LTC Practice Exam with Answers (100 Solved Questions)
NC Medicare/LTC Practice Exam with Answers provides key insights into previous exams to help you prepare better.
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NC Medicare/LTC exam
questions 100% VERIFIED
CORRECT SOLUTIONS
ALREADY PASSED
LTC policies may not include
the right to refuse to renew upon age or deterioration of health.
Medicare Supplement policies must maintain minimum loss ratios
(75% Group, and 65% Individual) through annual audited reports to DOI.
If inadequate loss ratios
refunds or premium credits are required to be made.
LTC must provide benefits for a minimum of
12 months and cannot provide skilled care only.
LTC insurers must provide ____ days advance notice of cancellation to both
insured and alternate-named person.
30
LTC Outline of coverage must be delivered no later than
at policy delivery.
After admission to a custodial facility most LTC policies have a ______
questions 100% VERIFIED
CORRECT SOLUTIONS
ALREADY PASSED
LTC policies may not include
the right to refuse to renew upon age or deterioration of health.
Medicare Supplement policies must maintain minimum loss ratios
(75% Group, and 65% Individual) through annual audited reports to DOI.
If inadequate loss ratios
refunds or premium credits are required to be made.
LTC must provide benefits for a minimum of
12 months and cannot provide skilled care only.
LTC insurers must provide ____ days advance notice of cancellation to both
insured and alternate-named person.
30
LTC Outline of coverage must be delivered no later than
at policy delivery.
After admission to a custodial facility most LTC policies have a ______
Elimination Period ("Time Deductible")
Medicare enrollment is done at
local Social Security offices.
Medicare Supplement policies are designed primarily to cover the
"cost-sharing" features of Medicare.
Home Health benefits cover DME's ____%.
80
Medicare in-patient Psychiatric benefits are limited to
190 days lifetime.
Medicare SNF benefits are structured how?
100 days per benefit period. Days 1-20 with no copayment; Days 21-100 are 1/8 of the
Part A Deductible.
13) The Medicare Part A benefit period (spell of illness) for hospital and SNF ends
60 days after discharge.
14) Medicare provides Days 1-90 on a
non-exhaustible basis for each benefit period.
15) The exhaustible Reserve Day percentage is
50%.
16) Medicare Part A Hospital is the only one with an exhaustible benefit
(60 days lifetime after Days 1-90).
Medicare enrollment is done at
local Social Security offices.
Medicare Supplement policies are designed primarily to cover the
"cost-sharing" features of Medicare.
Home Health benefits cover DME's ____%.
80
Medicare in-patient Psychiatric benefits are limited to
190 days lifetime.
Medicare SNF benefits are structured how?
100 days per benefit period. Days 1-20 with no copayment; Days 21-100 are 1/8 of the
Part A Deductible.
13) The Medicare Part A benefit period (spell of illness) for hospital and SNF ends
60 days after discharge.
14) Medicare provides Days 1-90 on a
non-exhaustible basis for each benefit period.
15) The exhaustible Reserve Day percentage is
50%.
16) Medicare Part A Hospital is the only one with an exhaustible benefit
(60 days lifetime after Days 1-90).
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