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2022-2023 AHIP Healthcare Final Exam With Answers (216 Solved Questions)

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AHIP Final Exam Test Questions andAnswers (2022/2023) (Verified Answers)Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease(ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage underMedicare. What should you tell him?correct answersHe may sign-up for Medicare atanytime however coverage usually begins on the fourth month after dialysis treatmentsstart.Juan Perez, who is turning age 65 next month, intends to work for several more years atSmallcap, Incorporated. Smallcap has a workforce of15 employees and offersemployer-sponsored healthcare coverage. Juan is a naturalized citizen and hascontributed tothe Medicare system for over 20 years. Juan asks you if he will beentitled to Medicare and if he enrolls how that will impact his employer-sponsoredhealthcare coverage. How would you respond?correct answersJuan is likely to beeligible for Medicare oncehe turns age 65 and if he enrolls Medicare would become theprimary payor of his healthcare claims and Smallcap does not have to continue to offerhim coverage comparable to those under age 65 under its employer-sponsored grouphealth plan.Mr. Moy's wifehas a Medicare Advantage plan, but he wants to understand whatcoverage Medicare Supplemental Insurance provides since his health care needs aredifferent from his wife's needs. What could you tell Mr. Moy?correct answersMedicareSupplemental Insurance would help cover his Part A and Part B deductibles orcoinsurance in Original Fee-for-Service (FFS) Medicare as well as possibly someservices that Medicare does not cover.Mrs. Peňa is 66 years old, has coverage under an employer plan, and will retire nextyear. She heard she must enroll in Part B at the beginning of the year to ensure no gapin coverage. What can you tell her?correct answersShe may enroll at any time whileshe is covered under her employer plan, but she will have a special eight-monthenrollment period after the last month on her employer plan that differs from thestandard general enrollment period, during which she may enroll in Medicare Part B.Mrs. Chen will be 65 soon, has been a citizen for twelve years, has been employed fulltime,and paid taxes during that entire period. She is concerned that she will not qualifyfor coverage under part A because she was not born in the United States. What shouldyou tell her?correct answersMost individuals who are citizens and age 65 or over arecovered under Part A by virtue of having paid Medicare taxes while working, thoughsome may be covered as a result of paying monthly premiums.

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